Founded in 2011 and headquartered in Irvine, California, QuickBridge is a wholly owned subsidiary of National Funding and a two-time Inc. 500 honoree in the alternative lending space. The platform specializes in short-term small business loans and working-capital lines of credit up to $500,000, designed specifically to cover the seasonal cash-flow swings that define HVAC, plumbing, and other trades businesses.
The company publishes a dedicated HVAC business loans page covering short-term working capital, business operating loans, and LOCs for contractors. Qualification requirements are practical for established shops: at least 6 months in business, $250,000 or more in annual revenue, and an active business bank account. Credit decisions are typically returned within a few hours, and approved funds are deposited in as little as 24 hours, which makes QuickBridge a good option for emergency capital needs like fleet repairs, equipment replacement during peak season, or bridging payroll while waiting on commercial AR.
QuickBridge is a direct lender rather than a broker, so contractors deal with one underwriting team from application through funding. Pricing is not publicly disclosed; origination fees run 1 to 3 percent and short-term payback schedules can use daily or weekly remittance. QuickBridge carries strong independent reviews from LendingTree, NerdWallet, and Bankrate and is frequently cited in best-of lists for fast-funding HVAC and contractor loans.