Take Command Health is a specialized platform for QSEHRA and ICHRA administration - the two IRS-sanctioned Health Reimbursement Arrangements that let employers reimburse employees tax-free for individual health insurance premiums. For an HVAC contractor with 3-25 employees, ICHRA has become a popular alternative because the employer sets a fixed monthly allowance and each technician picks an individual ACA plan.
Take Command handles the heavy lifting: designing the plan to pass IRS class and affordability rules, helping employees shop individual plans, verifying proof of coverage every month, processing reimbursements through payroll or direct deposit. Pricing is transparent - ICHRA starts at $20 per enrolled employee per month with a platform fee starting at $40/month.
Take Command is an excellent fit for HVAC shops where group insurance has gotten unaffordable or workforce is split between single apprentices and 45-year-old techs with families.