Comparison

Live Oak Bank (HVAC & Plumbing Contractor Loans) vs Affiniti for HVAC

Live Oak Bank (HVAC & Plumbing Contractor Loans) vs Affiniti for hvac — the direct head-to-head.

Larry DeLuca

Updated January 22, 2026

★ 4.7

From SBA 7(a) rates priced at Prime + a negotiated margin (variable)

★ 4.5

From No monthly fee (card program)

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